Economy · India

Online Loan Demand Surges Amidst Rising Prices and Over-leveraged Consumers

Demand for online personal loans has significantly increased, with a threefold rise in over-leveraged consumers reported. Personal loans and credit cards are major borrowing categories. This surge is driven by women, younger borrowers, and individuals in non-metro regions, contributing to a 74% jump in credit growth in 2026. The trend coincides with rising prices, suggesting a link between economic pressures and increased borrowing.

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